What Is Residential and Commercial Strata Insurance?
Strata Insurance is designed to protect common property and shared assets owned by an owner’s corporation or body corporate. It helps protect against financial losses arising from property damage, liability claims, equipment breakdown, and other unforeseen events affecting the building and common areas.
Strata properties require specialised insurance solutions to protect shared assets, common property, and the interests of owners, occupiers, and strata committees. Whether it’s a residential apartment complex, townhouse development, mixed-use property, or commercial strata building, having the right insurance in place is essential to protecting the property and meeting legislative obligations.
Strata properties face a wide range of risks, from storm and fire damage to liability claims, machinery breakdowns, and management-related exposures. We take the time to understand the specific needs of your property and work with you to arrange cover that aligns with the size, use, and complexity of the building.
Whether you’re managing a small residential complex, a large multi-storey development, or a commercial strata property, our goal is to provide trusted advice, practical solutions, and ongoing support to help protect your investment and those who occupy it.
Who We Work With
We proudly support a broad range of residential and commercial strata properties, including:
Whether you’re responsible for a small strata scheme or a large multi-building complex, we can help structure an insurance program that meets your property’s needs and obligations.
“Protecting the properties, communities, and investments that bring people together”
Key Policies May Include
Strata Building Insurance
Common Property Insurance
Public Liability Insurance
Voluntary Workers Insurance
Office Bearers Liability Insurance
Fidelity Guarantee Insurance
Machinery Breakdown Insurance
Catastrophe Cover
Loss of Rent Insurance
Temporary Accommodation Cover
Legal Expenses Cover
Management Liability Insurance
Cyber Insurance
With increasing property values, regulatory requirements, and maintenance costs, having the right strata insurance program in place is critical to protecting both the property and the people who rely on it.