What is Personal Accident Insurance?
An unexpected illness or injury can have a significant impact on your ability to work and earn an income. For self-employed individuals, contractors, business owners, and those who may not have access to paid sick leave, time away from work can quickly create financial pressure.
At McDonald Insurance Solutions, we understand the importance of protecting your income and financial security. Personal Accident Insurance can provide valuable support when you’re unable to work due to an accidental injury or, depending on the policy, certain illnesses.
Whether you’re self-employed, running a business, working as a contractor, or simply looking for additional financial protection, we can help arrange a policy tailored to your individual circumstances and needs.
Having the right cover in place can provide peace of mind, knowing that if the unexpected happens, you may have financial support to help meet ongoing commitments while you’re cover.
Who We Work With
We assist a broad range of individuals, including:
Whether you’re working on the tools, in the office, on the road, or on the farm, we can help arrange cover suited to your occupation and circumstances.
“Protecting your income, your lifestyle, and your financial security when life takes an unexpected turn.”
Key Policies May Include
Weekly Accident Benefits
Income Protection Following Injury
Temporary Total Disablement Cover
Temporary Partial Disablement Cover
Permanent Disability Benefits
Accidental Death Benefits
Fracture Benefits
Rehabilitation Expenses
Funeral Expenses
Home Assistance Benefits
Student Education Benefits
For many Australians, their ability to earn an income is one of their most valuable assets. Personal Accident Insurance can help provide a financial safety net when an unexpected injury affects your ability to work and support yourself or your family.