What is Construction and Trade Insurance?
The construction and trade industries face unique risks every day. From busy worksites and valuable tools to contract requirements and liability exposures, having the right insurance protection is essential to keeping your business moving.
At McDonald Insurance Solutions, we work with a wide range of trade and construction businesses, helping them protect their people, equipment, vehicles, projects, and reputation. Whether you’re a sole trader, subcontractor, or large construction company, we can tailor an insurance solution to suit your business and the risks you face.
Construction and trade businesses are one of our key areas of expertise. Having worked alongside builders, contractors, tradespeople, and construction businesses for many years, we understand the challenges and risks that can arise both on and off the worksite.
From residential renovations and commercial developments to civil works and specialist trade operations, we provide tailored insurance solutions designed to protect your business, assets, contracts, and ongoing operations.
We can also help identify insurance obligations within contracts and provide guidance on key provisions such as indemnities, warranties, hold harmless clauses, and liquidated damages. By understanding your contractual requirements, we can help ensure your insurance program aligns with your business obligations and project commitments.
Who We Work With
We proudly support a broad range of construction and trade businesses, including:
Whether you’re undertaking a small project or managing a large-scale development, our goal is to provide trusted advice, practical solutions, and ongoing support so you can focus on getting the job done with confidence.
“Protecting the businesses that build, maintain and shape our communities.”
Key Policies May Include
Contract Works and Legal Liability Cover
Residential Builders Warranty
Workers Compensation
Management Liability
Cyber Risk
Design and Construction Professional Indemnity
Commercial Motor
Faulty Workmanship
Our team is committed to providing trusted advice, responsive service, and tailored insurance solutions for businesses across the construction and trade industry.