What Is Commercial Marine/ Tourism Insurance?

Commercial Marine and Tourism Insurance is designed to protect businesses from financial losses arising from vessel damage, liability claims, passenger incidents, weather events, equipment damage, business interruption, and other unforeseen risks associated with operating in the marine and tourism sectors. Whether you’re operating charter vessels, tourism experiences, water-based activities, accommodation services, or marine support operations, having the right insurance protection is essential to safeguarding your business, customers, and reputation.

Having strong ties to coastal and regional communities, we understand the challenges facing businesses that operate on or around the water. From changing weather conditions and vessel exposures to public liability and regulatory requirements, marine and tourism businesses require specialised insurance solutions designed to respond when unexpected events occur.

Who We Work With

We proudly support a broad range of commercial marine and tourism businesses, including:

  • Charter Boat Operators

  • Fishing Charter Businesses

  • Whale Watching Operators

  • Eco-Tourism Operators

  • Ferry and Water Transport Services

  • Sightseeing Cruise Operators

  • Dive and Snorkelling Operators

  • Kayak and Adventure Tourism Businesses

  • Houseboat and Vessel Hire Operators

  • Marina Operators

  • Tourism and Experience Providers

  • Coastal Accommodation Businesses

  • Tour Operators

  • Commercial Vessel Owners

  • Marine Service Providers

  • Property Investment Groups

  • Water-Based Recreation Businesses

  • Cultural and Indigenous Tourism Operators

Whether you’re operating a single vessel or managing a diverse tourism operation, our team understands the unique risks involved and can help develop an insurance solution tailored to your business.

“Protecting your vessels, your passengers, your experiences, and your business.”

Key Policies May Include

Commercial Hull Insurance

Marine Liability Insurance

Public and Products Liability Insurance

Passenger Liability Insurance

Commercial Vessel Insurance

Marine Transit Insurance

Machinery Breakdown Insurance

Business Interruption Insurance

Management Liability Insurance

Workers Compensation Insurance

Commercial Motor Insurance

Cyber Risk Insurance

Cyber Insurance

Property Insurance

Environmental Liability Insurance

Personal Accident and Sickness Insurance

Directors and Officers Liability Insurance

As tourism and marine operations continue to evolve, having the right insurance protection in place can help provide confidence that your business, customers, and assets are protected when it matters most.