What is Boat and Pleasure Craft Insurance?

Whether you’re enjoying a day on the water, heading offshore for a fishing trip, exploring local waterways, or spending time with family and friends, your boat is a valuable asset that deserves the right protection.

Boat and Pleasure Craft Insurance is designed to protect boat owners from financial losses arising from accidental damage, theft, storms, fire, collisions, sinking, and liability claims associated with owning and operating a recreational vessel.

At McDonald Insurance Solutions, we understand that every boat owner has different needs. From small runabouts and fishing boats to yachts, cruisers, jet skis, and house boats, we can help arrange insurance solutions designed to protect your vessel, equipment, and your enjoyment on the water.

Who We Work With

We assist owners of a wide range of recreational vessels, including:

  • Fishing Boats

  • Runabouts

  • Aluminium and Fibreglass Boats

  • Ski Boats and Wake Boats

  • Sailing Yachts

  • Cruisers

  • Catamarans

  • Houseboats

  • Personal Watercraft (Jet Skis)

  • Trailer Boats

  • Pontoon Boats

  • Inflatable Boats

  • Offshore Recreational Vessels

Whether you’re a first-time boat owner or an experienced skipper, we can help you find cover suited to your needs and budget.

“Protecting your boat, your adventures, and your peace of mind on the water.”

Key Policies May Include

Boat Hull Insurance

Accidental Damage Cover

Theft Cover

Storm and Weather Damage Cover

Public Liability Cover

Water-Skier Liability Cover

Salvage and Removal Costs

Emergency Assistance Cover

Transit Cover

Personal Effects Cover

Trailer Insurance

Personal Accident Cover

Lay-Up Cover

With Australia’s extensive coastline, rivers, lakes, and waterways, boating is a popular lifestyle choice. Having the right insurance protection in place can help ensure that an unexpected incident doesn’t spoil your enjoyment on the water.